Technology

A recent PEW study indicates older Americans (65+) are embracing technology; approximately two-thirds of them go online regularly and many now own smartphones. Not surprising that usage is greater among adults with higher income ($75,000) and are college educated.  Interestingly though, is some 34% of older internet users say they have little to no confidence in their ability to use electronic devices to perform online tasks, while 48% of seniors say that this statement describes them very well: “When I get a new electronic device, I usually need someone else to set it up or show me how to use it.” 

Since 2010 we've heard "there's an app for that." So why not use an app that will help you accumulate and invest a penny here or there without the limits of a brick-and-mortar institution? There are numerous apps on the market that let you do just this. As always, make sure to research apps and websites before entering any personal information.

  • Mint - this app "brings together everything from balances and bills to your credit score and more. It’s your financial life, in one place that’s easy to understand." Mint is intended to give an overview of finances and help create a budget.
  • You Need a Budget (YNAB) - "Combines easy software with Four Simple Rules to help you quickly gain control of your money, get out of debt, and save more money faster." Similar to Mint but requires a fee and more hands-on management. 
  • Acorns - "Automatically invests your spare change." When connected to a checking account, this app collects the change left after rounding up your purchases and puts it into exchange traded investment funds.
  • Digit - "Saves for you so you don't have to think about it!" Digit is similar to Acorns but works by grabbing random amounts like $2.00 one day and $5.00 a few days later
  • Tip Yourself - "You tip everyone else, but what about yourself? Tip Yourself! You Earned it!" This app is works like a swear jar or a piggy bank except you transfer small amounts of money from a linked account. 

Check out these links for more info:

11 Apps to Automate Your Savings

These Apps Are the Perfect Money Saving Tools for Lazy People Like Me

Budgeting Software Showdown

Saving App Showdown

 

Friedman (coauthor of That Used to Be Us), a three-time Pulitzer Prize winner for his work as a reporter with the New York Times, engages in an intelligent discussion of the faster paces of change in technology, globalization, and climate around the world. His core argument is that "simultaneous accelerations in the Market, Mother Nature and Moore's law" (the principle that the power of microchips doubles every two years) constitute an "Age of Accelerations," in which people who feel "fearful or unmoored" must "pause and reflect" rather than panic.

"A former police academy classmate and protégé asks Tracy to help solve a cold case that involves the suspicious suicide of a Native American high school girl forty years earlier. But as Tracy probes one small town's memory and finds dark, well-concealed secrets hidden within the community's fabric, her own life may be endangered"--.

Today, people worry that they're going to run out of money in their older age. That won't happen if you use a few tricks for squeezing higher payments from your assets-- from your Social Security account (find the hidden values there), pension (monthly income or lump sum?), home equity (sell and invest the proceeds or take a reverse mortgage?), savings (should you buy a lifetime annuity?), and retirement accounts (how to invest and-- critically-- how much to withdraw from your savings each year?). The right moves will not only raise the amount you have to spend, they'll stretch out your money over many more years. You will also learn to look at your savings and investments in a new way. If you stick with super-safe choices the money might not last. You need safe money to help pay the bills in your early retirement years. But to ensure that you'll still have spending money 10 and 20 years from now, you have to invest for growth, today. Quinn shows you how. At a time when people are living longer, yet retiring with a smaller pot of savings than they'd hoped for, this book will become the essential guide.

"The laugh-out-loud story of a girl determined to keep up with her aging, crazy-as-a-fox mother and learn the truth of her mother's long-secret past...Willow Havens is ten years old and obsessed with the fear that her mother will die. Her mother, Polly, is a cantankerous, take-no-prisoners Southern woman who lives to shoot varmints, drink margaritas, and antagonize the neighbors--and she sticks out like a sore thumb among the young, modern mothers of their small conventional Texas town. She was in her late fifties when Willow was born, so Willow knows she's here by accident, a late-life afterthought. Willow's father died before she was born, her much older brother and sister are long grown and gone and failing elsewhere: it's just her and bigger-than-life Polly. Willow is desperately hungry for clues to the family life that preceded her, and especially Polly's life pre-Willow. Why did she leave her hometown of Bethel, Louisiana, fifty years ago and vow never to return? Who is Garland Jones, her long-ago suitor who possibly killed a man? And will Polly be able to outrun The Bear, the illness that finally puts her on a collision course with her past?".

If you or someone you know is struggling to catch up in the age of smart phones, apps and social media, TechBoomers can help! TechBoomers is designed with Seniors in mind to help Internet Beginners understand popular websites and apps, offering multi-part tutorials that explain things simply and easily.

TechBoomers also offers tutorials on basic Internet Safety and other online topics. Recently, the site put together a Guide to Fake News, to help users understand what they're reading and evaluate the source, preventing the spread of misinformation. 

Seeking to improve your online skills?  After completing a short quiz on AARP's Skills Inventory you will receive recommendations to build your competencies.  After you have identified the gaps, Canton Public Library's Online Learning databases  such as Gale Courses, LearningExpress Library, and TechBoomers can help you improve your tech skills.

Intermediate Excel 2016

A more advanced Excel class, great for work or school projects. Learn custom sorting and conditional formatting to make sense of your data. Create eye-catching tables, charts and graphs. Prerequisite: Beginning Excel or previous experience with Excel.

Join us Thursday, May 25 from 6:30 PM to 8:00 PM. 

Upcoming sessions

Thursday, May 25 -
6:30 PM to 8:00 PM
Internet Lab

Intermediate Excel 2013

A more advanced Excel class, great for work or school projects. Learn custom sorting and conditional formatting to make sense of your data. Create eye-catching tables, charts and graphs. Prerequisite: Beginning Excel or previous experience with Excel.

Join us Thursday, January 26 from 6:30 PM to 8:00 PM. 

Upcoming sessions

There are no upcoming sessions available.

E-books Made Easy

Did you know you can get free E-books on your E-reader, tablet, smartphone or other device? Enjoy your library no matter where you are- be it another part of the country (or the world), or from your own home! Join us Saturday, January 14 at 2:00 PM in the Community Room to learn how! We'll show you how to fill up on free E-books (and more) with Hoopla and the new-and-improved OverDrive

Upcoming sessions

There are no upcoming sessions available.

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