Any undergraduate or graduate student enrolled for at least 2 classes in a Michigan public or private university or college for the fall 2011 semester are eligible. The deadline date for students' entries is September 30, 2011.
(Photo Credit: Knight-Ridder/Tribune News Service. 08 Jul. 2004. eLibrary. Web. 10 Aug. 2011.)
Managing financial investments can be daunting even in the best of times, and volatile markets can terrify even the most savy of investors. Wall Street has been on a wild ride these last few days and you probably have questions about how to best protect your money. Here is a list of books designed to help you protect your investments in times of economic uncertainty:
Crash proof 2.0: how to profit from the economic collapse by Peter D. Schiff with John Downes
Personal finance books are abundant, but not all of them address the unique issues women face when trying to manage their money. These five titles offer gender specific advice for women looking to build wealth, make investments, reduce debt and balance the family budget.
The real cost of living: making the best choices for you, your life, and your money by Carmen Wong Ulrich
Women & money: owning the power to control your destiny by Suze Orman
Let your voice help shape Michigan's 2012 Budget.
Philosophy of Simplicity
- Steer clear of anyone who won't discuss fees in advance
- Avoid big talkers
- Check credentials
- Don't be afraid to ask for references
- Look for stability
For more information visit irs.gov.
The new frugality : how to consume less, save more, and live better by Chris Farrell — Are you looking for small changes you can make in your everyday life to save money? Perhaps to streamline things so that life feels less complicated? This book has many great tips based on a philosophy of living with a "margin of safety" and living a more sustainable lifestyle. Many of the ideas here seem like common sense but that you might not have thought about.
Because forms are so readily-available online, the Canton Public Library will severely limit the number of tax forms we provide in paper format and encourage patrons to print forms from the IRS and Michigan sites at home or in the library for a cost of $.10 per page. Instruction booklets will be provided for use in the library only.
For further information about forms you may contact:
Federal [website] or by phone at 1-800-829-3676 after January 10
State [website] or (517) 636-4486
Living large on less: a guide to saving without sacrifice by Christina Spence — Just about everyone is doing more with less these days, and this book is a great guide to many aspects of balancing one's personal budget and making the most of the dollars we do have. One of the most important steps here is to make a budget that actually works for you. You can use spreadsheets, personal finance software, or an online service like Mint.com to track your spending and make some of the adjustments suggested here. The ideas range from quick fixes to challenges that offer a trial run at a larger change.